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SPAM, SCAM - WHY THEY STILL THRIVE?

      


      81% of spam e mails are based on pharmaceutical products.  Other subjects used by spammers are weight loss, casino, college degree, phishing, performance enhancers, replica goods, and others.  A software in the email system separate the spam mails based on certain words and phrases and push them into junk folder. 

 
HOW DO THEY MAKE MONEY? 
     There are two factors working in the scammers favor. 1. It costs nothing to send thousands and thousands of emails.  2. If one sends millions of emails, some mails will definitely land in the in-boxes of fools who are ready to part with money to iron out some 'little problems'. 
     Estimates say that around 75000 people fall prey to spammers every year.  A victim pays out 20000 dollars on average and the spammers make around 1.5 billion dollars a year. 

 
THE PYRAMID SCAM 
    Say, you are recruited to pyramid scheme by a friend.  You pay 10 dollars to the friend and another 10 dollars to the person who recruited your friend.  Then you are invited find six new people to recruit to the scheme under the same terms.  You have invested only 20 dollars. 
    Suppose you find 6 recruits and they find 6 new recruits each.  Now the total recruits below you is 6+36.  If each give you 10 dollars, you get 60+360 = 420 dollars. It is a great return. 
    But there is one 'iceberg' like problem which is not visible on the surface.  That is. ' you will very quickly run out of people to recruit'. 

 
    There are 6 people in level 1. 
     36 people in level 2 
     216 people in level 3 
    60 million people in level 10 
    Even world population cannot fill up the level 13. 
    people at level n = 6^n 
   Total people up to level n = 6 (6^n-1)/5 

 
     People at high levels can comfortably get huge returns on their investment.  But the pyramid structure tells us that there are always more losers than winners. 

 
HOW TO SAVE OURSELVES FROM SCAMS? 
1. Do not be greedy. 
2. Boldly say 'No' to callers. 
3. Be scientific and use logic. 
4. There is no super quick remedy for any problem 

FOOT NOTE 
     156 million fraud emails arsent every day.  8 million get opened.  800000 get clicked.  75000 fall victims.  Do not be one of them.   

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